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Abbotsford Real Estate

Friday, January 06, 2006

Supersizing your bungalow


Bumping into each other, turning sideways to pass, and stooping under the beam that ran across their living room ceiling was a way of life for Jim and Darlene Lee for 16 years.

Their family of four was close -- too close -- and they realized this year that it was time to put into action their plan to supersize their 800-square-foot bungalow.

Like thousands of other Toronto bungalow owners stoking the exponential trend to "top up" these cute but increasingly obsolete homes, the Lees never considered a move to one of the more spacious homes in the suburbs.

"You see big homes advertised in Whitby but we don't want to live in Whitby. . . . We like being downtown," Mr. Lee says.

With their rear addition and top-up, the Lees and their sons Tyler, 12, and David, 10, have three times more space, a suburban-style open-concept layout, and are learning not to move around the house in a clump like Little League hockey players.

They like to stand in the second-storey windows and look over their Bayview and Davisville neighbourhood. "We used to look up at everybody and now we look down," Mr. Lee says with a smile.

Ten years ago, Scott Morris Architects predicted the top-up trend and sent out 60,000 postcards in the cookie-cutter neighbourhoods built in Toronto's then-boroughs between the two world wars and again in the 1950s. The architects' slogan was "move up, not out."

They attracted a lot of clients that way, but one of the firm's architects, Paul Dowsett, confesses to being puzzled by the reluctance of many people to consult an architect when making such a radical change to their homes.

That's not to mention the effect the renovation might have on their street.

"I've had ex-clients come to me sheepishly and say 'our builder said he'd just design it for us and we didn't want to bother you,' " he says. "Now they're repenting at their leisure."

Builders don't always understand the implications of going from a two-dimensional drawing to three-dimensional reality, and they're not trained in blending a new structure into the streetscape, he adds.

"Most builders are good at the tangibles, not the intangibles. You end up with homes looking like they don't fit."

Alan Chattoe is more blunt. "It's kind of ugly in some cases," says the Rona Lansing salesman who works with scores of builders who are thriving on the top-up trend, both for clients and for themselves as investors.

"There's no consistency: The city doesn't require it. So you do get the Tudor, the stone, the vinyl . . ."

The top-up market has become so competitive that builders are "stepping on each other's feet because the stock is running out," Mr. Chattoe says.

The City of Toronto issued 250 top-up permits in 2003, 325 in 2004 and 345 by early December of last year.

You only have to drive up and down the streets of East York between O'Connor Drive and Mortimer Avenue to see the effects.

Here, every third or fourth house has been topped up by a different builder or do-it-yourselfer in a different style, leaving a lumpy streetscape as scruffy as a row of mongrel dogs.

Second storeys are boxy or gabled, tall or short, clad in stucco, aluminum, wood, vinyl, angel-stone, or whatever suits the whim and the budget of the owner. You can often see where the two halves have been joined, as no attempt was made to blend the top and bottom.

The Lees take pride in having come up with their own design without the aid of an architect. In fact, they went all the way to the other extreme -- hiring a building company that prefabricates whole sections of houses in a factory.

"Architects do have expertise in blending the new with the old, and sometimes the homeowner does it himself and picks the cheapest thing, like aluminum above brick," Ms. Lee concedes. "But we knew what we wanted. . . . I'd clipped style and home magazines for 16 years."

What the Lees wanted was pretty much what Mr. Dowsett says every topper-upper wants: a grand hallway with an impressive staircase, an open-plan living/dining/kitchen area, a master bedroom with an en suite bathroom and walk-in closets, and a couple of other bedrooms -- just like a home in a subdivision in Brampton.

And they didn't want much stress or upheaval, so they used Modular Home Additions, a company that has systematized the building process to such an extent that it can place a second storey on a decapitated bungalow in a matter of days.

During two weeks in May, the old roof was removed, the first-storey walls extended, and the full exterior walls and roof of the top-up were put in place.

The Lees hired their own trades people to do everything else. The interior work is not finished yet. The whole renovation -- which increased the space to 2,200 from 800 finished square feet -- will cost them about $280,000.

The Lees are happy with the result, and so are their neighbours, as far as they know.

But Mr. Dowsett says it's a rare homeowner who can pull off a successful second-storey addition without an architect's expertise -- and he points out that the cost differential is only between 3 and 5 per cent.

The difference is in the fee charged by an architect to do the drawings, but the vast bulk of the cost is in the permit process and in materials, he says. Bungalow top-ups start at $250,000 and go up from there.

"In my view, you cannot afford not to consult an architect when you're spending that kind of money," he says.

"[Architects] are trained to consider context, neighbourhood and lifestyle, not just the physical aspects of the site -- the tangibles and the intangibles. It's when those two come together that the magic happens."

Monday, December 12, 2005

Abbotsford Open House - 34667 DeCosmos Avenue


We will be hosting an open house at our Decosmo listing this Saturday from 2 -4pm. Feel free to stop by.

Here are directions: Directions to Decosmo Listing

Saturday, December 10, 2005

Abbotsford Open House: Creekstone Estates


This will be the last opportunity to come through the new Creekstone Estates development in 2005 as part of our open house tour. We will continue them in 2006. There will be open houses at Creekstone Estates in Abbotsford this Saturday and Sunday 12 - 2pm.

We will see you there!

Friday, December 02, 2005

Open House Abbotsford: 35720 Canterbury Avenue


Rod Friesen of the Bob Toews Team will be hosting an open house this Sunday between 2 and 4pm at 35720 Canterbury Avenue.

Click here for directions to the 35720 Canterbury Avenue Open House

Click here for more information about 35720 Canterbury Avenue

Open Houses Abbotsford: 35803 Graystone Drive


Rod Friesen of the Bob Toews Team will be hosting an open house this Saturday between 2 and 4pm at 35803 Graystone Drive.


Click here for directions to the 35803 Graystone Drive Open House

Click here for more information about 35803 Graystone Drive

Friday, November 25, 2005

Just Listed: Abbotsford Home for Sale 34667 DeCosmos Avenue


Very clean and updated 5 Bedroom Family Home in desirable East Abbotsford Neighbourhood! Open Living/Dining/Kitchen. Large, fenced yard with room for RV Parking! Excellent area, close to parks and great neighbourhood schools! Call Rod at the Bob Toews Team to view!

Abbotsford Home Measurement Changes


Council adopts new standard for area measurements

In response to numerous complaints from organized real estate about a lack of consistency, the Real Estate Council of BC has adopted a new standard for measuring floor area and finished area of properties.

The standard, originally developed by the American National Standards Institute, will help ensure accurate measurements are consistent within the industry. The Council encourages all utilize these standards.

Floor Area

Finished Area

  • based on the exterior dimensions of the building at each floor level
  • includes all interior walls and voids
  • for attached units, the outside dimension is the centreline of the common walls
  • internal room dimensions are not used in this system
Definition: an enclosed area in a house suitable for year-round use, embodying walls, floors and ceilings that are similar to the rest of the house
  • measurements must be taken to the nearest inch or tenth of a foot
  • floor area must be reported to the nearest square foot
  • garages are specifically excluded
  • listings with specific room dimensions must include measurements
  • bathrooms, hallways, foyers and stairways are not usually measured unless they represent special features of the house or are of a significant size

Some interior dimensions may be of particular importance to certain buyers who have specific furniture which must fit comfortably within the confines of a room. In these cases, the buyer’s agent should verify the measurements provided by the listing agent. Call Rod for more information about buying a home in Abbotsford and getting the correct measurements.

Wednesday, November 23, 2005

Rental Restrictions - Fraser Valley changes coming


Update on rental restriction in Strata Property Act

As an investor, have you ever thought a building’s good because there are no rental restrictions? If you buys the unit and a rental restriction bylaw is later passed by the strata council, what happens then? Ask us for the rental restriction provisions of the Strata Property Act.

The Strata Property Act took effect July 1, 2000, replacing the Condominium Act. The Act allows strata corporations to prohibit or limit owners from renting their units. Exemptions may be available, depending on whether the tenant is a family member and when the bylaw was adopted.

What happens on January 1, 2006?
If a strata lot was a rental strata lot under the former Condominium Act, and was sold by the owner who originally bought from the developer, a rental restriction bylaw won’t apply until the date the rental period expires as disclosed in the Rental Disclosure Statement, or January 1, 2006, whichever occurs first.

If the owner of the strata lot is a subsequent purchaser, and the period that the strata lot may be rented under the Rental Disclosure Statement hasn’t expired, that owner can continue to rent the strata lot until January 1, 2006, despite any rental restriction bylaw.

The bottom line: Even if the building in which you are interested in doesn’t have a rental restriction, it doesn’t mean there won’t be one in the future.

What can I do?
Ask the members of the Bob Toews Team for more information:

Where can I find more information about the Strata Property Act?

To assist in the public’s understanding of the Strata Property Act, BCREA has published The Condominium Manual since December 2001. The second edition, published in 2004, contains 60 pages of new information, giving readers a clear understanding of how the Strata Property Act, regulations and standard bylaws work.

The Financial Institution Commission of BC has prepared 29 instruction guides to assist the public. One is entitled How to Apply Rental Restriction Bylaws. All are available at www.fic.gov.bc.ca.


Wednesday, November 16, 2005

Home Prices Expected to Rise


Canadians expect home prices to rise
New survey by Genworth Financial

Four out of five Canadians expect the prices of homes to increase over the next year, according to a new survey by Genworth Financial Canada.

The Genworth study shows that expectations of home price appreciation vary considerably across Canada. In Alberta, 92 per cent believe housing prices will go up, with 42 per cent saying that prices will increase “a lot” over the next year.

Most Canadians indicate that they expect the bull market in housing to continue, 25 per cent believe that houses will become much more expensive, and 55 per cent say that prices would increase slightly in the coming year.

The survey found that 56 per cent of respondents across Canada feel that now is a good time to buy a home. Sixty-one per cent of Atlantic Canadians and Ontario respondents believe now is a good time to buy, followed by 51 per cent in the Prairie provinces and 47 per cent in Quebec.

“Canadians see home prices appreciating and they don't want to be left behind,” said Genworth President Peter Vukanovich. “Fortunately, low down payment mortgages with mortgage insurance make it possible to make a smaller down payment and get into homes sooner even as prices rise.”

The study finds that half of all Canadians who purchase homes choose a low down payment mortgage. Forty percent of homebuyers put down five percent of the purchase price, while 35 per cent make a down payment of 10 per cent.

About one-quarter of Canadians surveyed made down payments of less than $5,000. One in five put down between $5,000 and $25,000, and 10 per cent put between $25,000 and $50,000 down.

The telephone survey of 1,000 Canadian adults was conducted for Genworth by Veraxis Research and Communications, and is considered accurate within +/-3.1 percentage points. (CREA 09/11/2005)


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bus: 604-859-2341 | fax: 604-850-2325 | email: bob@bobtoews.com
RE/MAX Little Oak Realty, #9 - 2630 Bourquin West, Abbotsford, BC. V2S 5N7 Canada
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